Last updated: October 2024
By accessing our website at www.lendexs.com or submitting a loan application to Lendexs, you confirm that you have read, understood, and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
Lendexs is an independent lending service. We are not a bank, building society, or regulated credit institution. We operate as an independent lender, providing direct loans to qualifying individuals and businesses worldwide. All loans are subject to a legally binding signed agreement between Lendexs and the borrower.
To apply for a Lendexs loan you must:
Lendexs reserves the right to decline any application at its sole discretion without providing a reason.
All loans issued by Lendexs are governed by a separate, individually drafted Loan Agreement signed by both the borrower and Lendexs. The Loan Agreement constitutes the complete and binding contract between the parties and supersedes any prior communications. No funds will be released until a fully signed Loan Agreement is received by Lendexs.
The Loan Agreement will clearly state the loan amount, interest rate, repayment schedule, and all applicable terms and conditions.
By accepting a loan from Lendexs, the borrower agrees to repay the full amount including all agreed interest and any applicable fees on the schedule set out in their Loan Agreement. Failure to repay may result in:
If you anticipate difficulty making a repayment, you must notify Lendexs in writing at least 48 hours before the due date.
Lendexs does not charge any upfront application fees. The only costs to the borrower are the agreed interest rate as stated in the Loan Agreement. There are no hidden charges. Any additional costs (such as late repayment fees) will be clearly stated in the individual Loan Agreement before signing.
Both parties agree to keep the terms of the Loan Agreement and all information exchanged during the lending process strictly confidential. Lendexs will not disclose your personal or financial information to any third party without your written consent, except where required by law.
Lendexs shall not be liable for any indirect, incidental, or consequential losses arising from the use of our service. Our total liability to you shall not exceed the principal loan amount agreed in your Loan Agreement.
Lendexs reserves the right to update these Terms of Service at any time. The updated version will be published on this page with a revised date. Your continued use of our services after any update constitutes acceptance of the revised terms.
For any questions about these Terms of Service, please contact us at:
Email: contact@lendexs.com
Website: www.lendexs.com